07711 495047
roger@apusaccounting.co.uk
Cash is king in any business and growing businesses need cash.
A business needs working capital to grow, enabling them to buy more stock, take on more people, invest in equipment, or whatever it is they need to do to expand or trade profitably. I work with my clients to help them access the funds they need, in the best way for them, at the right time, to ensure their business can achieve its forecasts.
Debt financing is just when an organisation borrows money (generally from a bank) which has to be paid back over a number of years with interest.
I can help you secure a bank loan to enable you to invest in your business so it can flourish. I understand the parameters that banks work to and know exactly what they need in order to have confidence to invest. I will work with you to prepare detailed 5-year cash flow forecasts to provide the banks with all the supporting information they need.
In simple terms, debt financing is a loan – a business borrows money, then pays it back at a later date with interest.
Whereas equity financing involves selling some of the equity, or ownership, of the company, in return for capital. There’s no additional financial burden on the company but the new investor will own a share of the company and will generally have a say in the running of the business.
This is better suited to fast growing businesses, those looking to acquire other companies or those who have used up all the existing sources of finance. I can identify the relevant private individuals or venture capital firms that are likely to invest, in return for an equity share in your business.
I have worked with many different companies, across a range of market sectors, to secure equity finance for them, and am experienced in providing all the relevant accounts and forecasting information these investors will demand.
